1, the interest rate of lightning loan can be as low as 3.55%, while the interest rate of decoration loan is around 3.85%.

2. Decoration loans can basically ignore the liabilities within 300,000 yuan, while lightning loans have looser requirements for big data, but only apply to one-year credit. In addition to repayment on demand, the maximum amount of decoration loans can be 654.38+0 million, while the amount of lightning loans is relatively low.