Hello, according to your question, if you buy a house with a loan before marriage and pay off the loan before marriage, then after you get the real estate license, the house belongs to the personal property of the obligee on the real estate license. If the name of the other party is added to the real estate license after the husband and wife get married, the real estate will become the property of the husband and wife, that is, the joint property of the husband and wife. According to the relevant laws and regulations of our country, the establishment, alteration, transfer and extinction of the real right of real estate will take effect after being registered according to law. However, both husband and wife may agree in writing that the property acquired during the marriage relationship and the property before marriage belong to themselves, all or part of them, and part of them. Therefore, the ownership of real estate can also be agreed by both husband and wife, and this agreement is legally binding on both parties.

Legal basis: Article 209 of the Civil Law of People's Republic of China (PRC) stipulates that the establishment, alteration, transfer and extinction of the real right of immovable property shall take effect after being registered according to law; Without registration, it will not take effect, except as otherwise provided by law. Article 214 The establishment, alteration, transfer and extinction of the real right of immovable property, which should be registered according to law, shall take effect when it is recorded in the register of immovable property. Article 217 The certificate of ownership of immovable property is the proof that the obligee enjoys the real right of immovable property. The items recorded in the certificate of real estate ownership shall be consistent with the real estate register; If the records are inconsistent, unless there is evidence to prove that the real estate register is indeed wrong, the real estate register shall prevail. Article 1065 A man and a woman may agree that the property acquired during the marriage relationship and the property before marriage shall be owned by themselves, wholly or partly, and partly. The agreement shall be in writing. Where there is no agreement or the agreement is unclear, the provisions of Articles 1062nd and 1063rd of this Law shall apply. The agreement between husband and wife on the property acquired during the marriage relationship and the property before marriage is legally binding on both parties.