Legal analysis: the summary of account information of non-revolving loans means that all the account information related to non-revolving loans is displayed. For example, if a user applies for a non-revolving loan, the information such as the time when the customer applied for the loan, the amount of the loan, the term of the loan, and the subsequent repayment will be displayed in his credit report. Therefore, users must repay on time, otherwise they will go to the credit bureau after the deadline and leave a bad credit record in their personal credit.

legal basis: article 667 of the civil code of the people's Republic of China

a loan contract is a contract in which the borrower borrows money from the lender, returns the loan at maturity and pays interest.

article 68 it is forbidden to lend at high interest, and the interest rate of the loan shall not violate the relevant provisions of the state. If there is no agreement on the payment of interest in the loan contract, it shall be deemed that there is no interest. If the loan contract is not clear about the payment of interest, and the parties cannot reach a supplementary agreement, the interest shall be determined according to the local or the parties' trading methods, trading habits, market interest rates and other factors; Borrowing between natural persons is deemed to have no interest.