I want to buy a house with a provident fund loan, but I don't have a household registration book. Can I get a loan? What documents do you need to show for provident fund loans?

If you don't have a household registration book, you can go to the local household registration place to transfer the household registration certificate, which is equally effective.

Provident fund loans need different materials for faster housing and second-hand housing. The auction house needs to provide the purchase contract, down payment invoice, commercial housing registration certificate, payment certificate, ID card, marriage certificate (or single certificate) and so on. Second-hand housing needs to provide real estate license, land certificate, housing sales contract, deed certificate, ID card, marriage certificate (or single certificate).

The requirements for provident fund loans vary slightly from place to place, and the local provident fund policy shall prevail.

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