If it is the first suite, the commercial mortgage interest rate in Chongqing generally rises by about 15% on the benchmark interest rate of commercial loans, with a maximum rise of 20% and a maximum rise of 25% for the second suite.

The benchmark interest rate for commercial loans is:

1, and the loan interest rate is 4.35% within one year;

2. The loan interest rate for one to five years is 4.75%;

3. The interest rate for loans over five years is 4.90%.

If the borrower's loan interest rate rises by 15% and the loan time is 10 year, the floating interest rate is 4.90 %× (1+15%) = 5.635%.