I want to use the provident fund loan to buy affordable housing, and the loan will be paid off at 30 15. My monthly provident fund is 1200 yuan. Please calculate for me how much I pay back to the bank every month. 300,000 yuan will be paid off in +05. At present, the annual interest rate of provident fund loans is 4.7%. Calculated by the method of matching principal and interest repayment (the monthly repayment amount is the same), the monthly repayment amount should be 2325.76 yuan, and the total repayment amount is 4 18637.33 yuan, of which the interest is 1 18637.33 yuan.

If you pay 1200 of the provident fund every month, then you don't have to go to the bank to pay.

If you personally pay 600 and the company pays 600, it is enough for you to pay 1200 every month.