Although the car loan with zero expected annualized interest rate does not charge interest, there is a handling fee, which is generally a certain proportion of the loan amount, ranging from a few percent to a dozen. Calculated, some are similar to the loan interest, and some are even much higher than the loan interest.
Trap 2: Some businesses are often bundled for sale;
In order to earn high profits, some car dealers may force consumers to handle some "bundled sales" businesses, such as insurance, after they apply for car loans with zero expected annualized interest rate. Otherwise, I have been dragging the car for various reasons.
Trap 3: Always make excuses to charge.
Some cars take advantage of the loophole that most consumers don't understand the loan knowledge, and charge more than N fees under various excuses. In fact, many charges are unwarranted.
Although the car consumption loan with zero expected annualized interest rate looks "affordable" in the eyes of consumers. But beware of traps, so if you need to buy a car in this way, you need to be cautious and consult and compare many times.