It depends on how many loans are backed up, and whether the personal ability and social resources of the person who failed to start a business are enough to support him to make a comeback. In fact, the most important thing here is whether this person has indomitable qualities, knows himself clearly, summarizes his failures and starts over. As for applying for assistance, if you can't afford to eat, you can consider finding a job that can make a living first. In this era, as long as we are not lazy and ambitious, we will never starve to death.