Self-employed business licenses can apply for loans. If you want to apply for a loan with the business license of self-employed, you must meet the conditions of the loan. Details are as follows:

1, the individual business license loan needs to operate the project for more than one year and needs to be reviewed by the industrial and commercial department;

2. The lender must be a citizen with full capacity for civil conduct and have a fixed residence;

3. Lenders should also have sufficient repayment ability. You can apply for a loan after meeting other conditions required by the loan bank.

Interim Measures for the Administration of Personal Loans

Article 11

Personal loan application shall meet the following conditions:

(1) The borrower is a People's Republic of China (PRC) citizen with full capacity for civil conduct or an overseas natural person who meets the relevant provisions of the state;

(2) The purpose of the loan is clear and legal;

(3) The amount, duration and currency of the loan application are reasonable;

(4) The borrower has the willingness and ability to repay;

(5) The borrower's credit status is good and there is no significant bad credit record;

(6) Other conditions required by the lender.