How to write the bank loan contract? I have compiled the "Model Bank Loan Contract" for reference only, hoping to help everyone!
Loan Type: ContractNo.:
Borrower:
Address: Tel:
Legal representative:
Bank name:
Account number:
Fax: Postal Code:
Entrusted lender:
Address: Tel:
Legal representative:
Fax: Postal Code:
Borrower (hereinafter referred to as Party A) _ _ _ _ _ _
Entrusted Lender (hereinafter referred to as Party B) _ _ _ _ _ _
According to the agreement between _ _ _ _ _ _ (hereinafter referred to as the client) and Party B, Party B issues _ _ _ _ loan to Party A on behalf of the client, and enters into this contract through consultation with Party A within the scope of entrustment.
Article 1 Loan amount
The loan amount of Party A is RMB (in words) _ _ _ _ _.
Article 2 Purpose of loan
Party A's loan will be used for _ _ _ _ _.
Article 3 Term of loan
The loan term of Party A is from _ _ _ to _ _ _.
Article 4 Loan interest rate and interest
The loan interest rate is calculated at _ _ _ _ _ _.
The loan interest shall be calculated from the date when the loan is transferred to Party A's account. If the principal adjusts the loan interest rate within the validity period of this contract, it shall be implemented according to the adjusted interest rate from the date of interest rate adjustment.
Article 5 Payment Plan Party A's installment plan is as follows:
_ _ _ _ _ _ _ ten thousand yuan; _ _ _ _ _ _ _ ten thousand yuan;
_ _ _ _ _ _ _ ten thousand yuan; _ _ _ _ _ _ _ ten thousand yuan;
_ _ _ _ _ _ _ ten thousand yuan; _ _ _ _ _ _ _ ten thousand yuan;
_ _ _ _ _ _ _ ten thousand yuan; _ _ _ _ _ _ _ ten thousand yuan;
Article 6 Repayment Plan
Party A's installment repayment plan is:
_ _ _ _ _ _ _ ten thousand yuan; _ _ _ _ _ _ _ ten thousand yuan;
_ _ _ _ _ _ _ ten thousand yuan; _ _ _ _ _ _ _ ten thousand yuan;
_ _ _ _ _ _ _ ten thousand yuan; _ _ _ _ _ _ _ ten thousand yuan;
_ _ _ _ _ _ _ ten thousand yuan; _ _ _ _ _ _ _ ten thousand yuan;
Article 7 the method of interest payment
Party A shall remit the funds to the deposit account opened by Party B before the interest settlement date, so that Party B can collect interest on schedule and according to regulations. If Party A fails to pay the interest on time, it shall calculate the compound interest according to the regulations.
Account number of interest-bearing account is:
Article 8 Deduction method
Party A guarantees to repay the loan and loan interest according to the repayment plan specified in Article 6 and Article 7. If the loan cannot be repaid on time without the written consent of the principal, Party A agrees that Party B's principal will directly deduct the loan principal, interest and related expenses from Party A's bank account.
Article 9 Modification and rescission of the contract
1. After this contract comes into effect, neither Party A nor Party B shall change or terminate this contract without authorization.
2. When the loan expires, if Party A fails to pay off the loan after efforts due to changes in objective circumstances, it may apply to the client for extension _ _ days before the loan expires, and notify Party B ... with the written consent of the client, Party A and Party B shall sign a deferred repayment agreement as an annex to this contract.
3. In case of merger, division, contracting and shareholding system reform, either party shall bear the changed obligations and enjoy the rights after the change.
Article 10 During the validity of this contract, if Party A needs to change its business mode through contracting, leasing, merger, joint venture, division, joint venture, shareholding system reform, etc. It shall report to the client and notify Party B _ _ days in advance. ..
Article 11 Main Rights and Obligations of Party A and Party B
1. Party A has the right to require Party B to issue loans according to the plan and funds provided by the entrusting party;
2. Party A shall open a deposit account with Party B;
3. Party A shall repay all the loan principal and interest within the time limit agreed in this contract;
4. Party A must use the loan according to the agreed purpose, and shall not use the loan for other purposes;
5. Party A shall provide relevant plans, statistics, financial and accounting statements and other materials required by Party B;
6. Party B has the right to check the loan usage;
7. Party B has the right to supervise the capital and operation of Party A;
8. Party B shall timely release the loan according to the plan and funds provided by the entrusting party.
Article 12 Liability for breach of contract
1. If Party A fails to use the loan according to the agreed purpose, Party B will stop issuing the loan, and at the same time report to the client and handle it according to his written opinion.
2. The loan that Party A fails to pay off on schedule or exceeds the installment repayment plan agreed in this contract is overdue, and Party B has the right to charge _ _ _ interest on the overdue loan according to the provisions of the client.
Article 13 Other terms agreed by both parties.
Article 14 This contract shall come into effect from the date when the legal representatives of Party A and Party B or their authorized agents sign and affix the official seal of the unit, and shall be terminated when the principal and interest of the loan under this contract are fully paid off.
Article 15 This contract is made in two originals, one for each party and one for each copy.
Party A: Official Seal Party B: Official Seal
Legal Representative: Signature Legal Representative: Signature
(or its authorized agent) (or its authorized agent)
Year, month, year, month, year
Instructions for use of RMB entrusted loan contract (reference format) of China xx Bank
1. Scope of application: This contract format is applicable to all kinds of RMB entrusted loan contracts signed with borrowers in the entrusted agency business of xx banks at all levels.
Second, the loan basis must be clearly filled in. The contract must specify the full name of the principal, the name of the agency agreement and the loan account. In case of replacing oil with coal, it is required to fill in "According to the entrustment agreement of replacing oil with coal for infrastructure loan signed by the State Planning Commission (hereinafter referred to as the client), Party B will issue the infrastructure loan of replacing oil with coal to Party A on behalf of the client, and sign this contract after consultation with Party A within the scope of entrustment."
Three. Items 1, 2, 3, 4, 5 and 6 of this contract shall be filled in according to the documents and regulations of the entrusting party.
4. "Before the loan expires" in items 9 and 2 needs to be carefully calculated and filled in. In order to facilitate accounting treatment, it is generally not less than 30 days.
Verb (abbreviation of verb) Article 13 "Other terms agreed by Party A and Party B" can fill in other matters that are not covered in the terms of this contract but should be agreed in the contract. Attention should be paid not to violate the principal-agent agreement signed between xx Bank and the entrusting party, and not to infringe upon the rights and interests of the entrusting party.
6. This contract shall come into effect only after it is signed by the legal representatives of both parties or their authorized agents and stamped with the official seal of the unit.
Agreement on extension of entrusted loan (reference format)
Borrower (hereinafter referred to as Party A) _ _ _ _ _ _
Entrusted Lender (hereinafter referred to as Party B) _ _ _ _ _ _
Party A can't repay the loan under theNo. entrusted loan contract. Due to _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ After customer review, Party A agrees to extend the repayment period. Now, according to the _ _ _ _ document issued by the entrusting party, Party A and Party B sign the following agreement:
1. Party A borrows RMB _ _ _ _ _ _ from Party B under this Contract. _ _ shall expire on _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Two. The loan interest rate is adjusted to _ _ _ _ according to the regulations of the entrusting party.
Three. After the loan extension, Party A adjusts the repayment plan as follows:
RMB _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ RMB _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
RMB _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ RMB _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Four. After the extension, the relevant rights and obligations of Party A and Party B shall still be implemented as agreed in ContractNo..
Verb (abbreviation of verb) Other matters agreed by both parties:
This agreement shall come into effect from the date when the legal representatives of Party A and Party B or their authorized agents sign and affix the official seal of the unit, and shall become invalid after the loan principal and interest under this agreement are fully paid off.
Seven. This agreement is made in two originals, one for each party and one for each copy.
Party A: Official Seal Party B: Official Seal
Legal Representative: Signature Legal Representative: Signature
(or its authorized agent) (or its authorized agent)
Year, month, year, month, year
Instructions for the use of entrusted loan extension agreement (reference format)
Scope of application: This agreement is an entrusted loan extension agreement signed by China Construction Bank (the entrusted lender) and the borrower with the consent of the entrusting party and a written document when the borrower fails to repay the loan principal and interest within the repayment period stipulated in the loan contract. The extension agreement is only valid for the contract.
2. Fill in the amount, term and interest rate of the extended loan according to the documents of the entrusting party.
Three. The signatory and effective date of this agreement are the same as those stipulated in the loan contract, and it can take effect only after being signed by the legal representatives of Party A and Party B or their authorized agents and stamped with the official seal of the unit.
How to write a payment application
Question 1: How to write the loan application, buddy? You still have to rely on Baidu.
Question 2: How to write a personal loan application form for personal loans?
Xx bank:
I am a resident of Guanzhou Town along the Yangtze River and have been engaged in commercial activities for several years. Mainly engaged in cake shops, advertising, building materials, cement wholesale and retail, Heishui Mountain Wangdian quarry factory (joint venture) and other projects. The monthly income of this family is about 20000 yuan. In urgent need, we are now applying to your bank for a personal loan of RMB1200,000 yuan (one million two hundred thousand) with a term of five years. We also agree to mortgage a commercial house (private property) in the municipal center near National Highway 326 in Guanzhou Town, and agree that your bank can inquire personal information from other financial industries to understand personal credit status.
I follow the principle of honesty and credit, open a deposit repayment account in your bank, and guarantee to repay the principal and interest on time. At the same time, I accept all legal collection measures of your bank and voluntarily bear all consequences.
Loan applicant:
Loan guarantor:
Date, year and month
Model application for personal loan II
loan application
Credit cooperative (branch):
Living at home with the loan applicant, ID number (household registration book) and loan certificate number. Now, due to the need of development and lack of self-owned funds, I hereby apply to your company for a loan of RMB for a period of months. Ensure that the loan is repaid on time and used according to the purpose. Please give a solution according to my credit situation.
Applicant (signature):
Date, year and month
Question 3: How to write the personal bank loan application form? You can go to an online loan company, click on silver online and make a sample. I think it's better to know and compare in detail and find the one that suits you best. I visited a loan website, which seems to be called Dianyin Online. It seems to be working with the bank. Everything is synchronized with the bank, regardless of interest, repayment method and term. It is also an online financial platform recognized by the China Banking Regulatory Commission, with many loan products. They will not charge any extra fees in any name before the bank formally lends money to users (this is the biggest difference from ordinary private lending institutions). Personally, I think it's good. It's quite formal. I suggest you try. It may have the loan information you want.
Question 4:/kloc-how to write the application for ordinary loan of 0/00000? Have some qualifications
Question 5: Sample personal loan application form:
1, personal identification: ID card, residence permit, household registration book, marriage certificate and other materials;
2. Provide stable proof of address: such as house lease contract, water and electricity bill, property management and other relevant certificates;
3. Provide proof of stable income sources: bank flow sheet, labor contract, etc.
4. Other information stipulated by the bank.
Question 6: How to write a loan application? What must be included in the loan application: name, address, ID number, occupation, loan demand, self-raised amount, use of funds and source of repayment. Your contact information, let me briefly demonstrate it below.
Application form/application
XX bank:
Borrower xxx, address: xx county, xx city, ID number: (123 Fu56789), now engaged in non-staple food business, with complete procedures. As the Spring Festival is approaching, I have purchased xx products by myself. Due to lack of funds, I hereby apply for a loan of 500,000 yuan from your bank for a period of 12 months.
I hereby apply. Thank you for your approval.
Applicant: XXX Tel: 13974 1 10.
Date of application:
Question 7: How to write an application for enterprise mortgage loan The following points should be noted: 1. Precautions 1. If the goods (including production equipment) imported with tax reduction or exemption exceed the period of customs supervision, the enterprise may sign a mortgage loan contract with the bank on its own. General Administration of Customs 124. 2. For the goods under customs supervision (including production equipment) within the period of customs supervision, if an enterprise applies for mortgage payment from a bank, it must apply to the customs with relevant supporting documents in advance, and the goods can be mortgaged only after approval by the customs. 3. Only when the enterprise has a good credit standing, can it abide by the customs regulations, and there is no smuggling violation, can the customs be allowed to handle the mortgage formalities. 4. The sum of the bank mortgage loan amount and the tax payable of the specific duty-free imported goods shall be less than the actual value of the specific duty-free imported goods. 5. Enterprises shall not apply for the establishment of loan collateral for goods (such as automobiles) that are subject to quota license management in bonded imported goods, temporarily imported goods and specific goods with tax reduction or exemption. 2. Submit a written application for mortgage loan (summary) ● General situation of the enterprise: including the name, nature, registered capital and legal address of the enterprise; ● Business overview: products, annual output value, annual profit, import and export volume; ● The reason, amount, purpose and function of the loan, and the borrowing bank; ● Mortgaged equipment: equipment name, import value, and use status; ● Guarantee: During the period of customs supervision, the above equipment shall not be transferred or mortgaged without customs approval; If it is necessary to change the price to offset the loan, it is guaranteed to get the customs approval in advance and pay the customs duty first, and then pay off the rest. ● The enterprise shall sign and affix the official seal, and the legal person shall sign. Three. Provide the attached relevant documents 1, mortgage loan notice in triplicate, and mortgage loan equipment list; 2. A copy of the import declaration form of the mortgaged equipment; 3. A copy of the import invoice of the mortgaged equipment; 4. Copy of the registration certificate of the self-care customs declaration unit; 5. Copy of business license (photocopy); 6. Enterprise Asset Registration Manual. Domestic-funded enterprises need to provide a copy of tax exemption certificate.
Question 8: How to write a personal loan application to the company? loan application
I am from XX village, XX township, XX county, XX city, and live in. XX village, XX county, XX city. I am XX years old now. Engaged in XXXX industry. At present, due to the needs of production and operation, the working capital is XX million yuan, and there is still a gap of XX million yuan since self-financing. I hereby apply to XX for a loan of XX million yuan with the property right of XXX under the name of XXX as collateral, and hope to handle it.
I am here to convey
welcome
Applicant: XX
XXXX year x month x day
This is an application for a bank loan. I wonder if the labor security office and the bank are of the same nature. If it is a poverty alleviation organization, it is not necessary to say that it is used for working capital as I wrote above. If a bank is an enterprise or institution, it must be said to be working capital, because the state now controls the financial sector to issue fixed assets investment loans. As for collateral, it's the same. If the bank will definitely ask you for a mortgage, it will not be used for poverty alleviation. You should contact the other party first, after all, the initiative is in the hands of others, and borrowing money is not just a paper application.
Question 9: How to write the loan application form of China Construction Bank to teach you to save money and trouble in loan decoration? 1. The borrower applies for a loan. The applicant goes to the branch and business department of the bank branch (hereinafter referred to as the loan bank) to collect and fill in the Application Form for Personal Housing Decoration Loan of China Construction Bank, and provide the following materials to the law firm or notary office recognized by the loan bank: (1) Original and photocopy of valid identity certificate; (2) A borrower's income certificate issued by a department recognized by the loan bank; (3) List of certificates of rights of mortgaged or pledged property, certificates of ownership and certificates of consent of the person (including property co-owners) who has the right to dispose of the property. If the guarantee is provided by a third party, a written document and relevant credit certification materials that the guarantor agrees to provide the guarantee shall be issued; (four) there is a "Beijing family room decoration project construction contract" signed with the decoration enterprise, and the decoration enterprise must sign a "cooperation agreement" with the China Construction Bank branch; (five) the house ownership certificate or lease contract of the renovated house registered by the Municipal Housing and Land Administration; (6) Other conditions stipulated by the lending bank. Investigation (decoration laws and regulations) The law firm or notary office investigates the credit status, repayment ability and authenticity and legality of the materials of the loan applicant and guarantor, and issues a legal opinion or notifies the loan applicant who does not meet the loan conditions within 5 working days after receiving the above materials and returns all their materials. Three. Bank Approval After receiving the legal opinion issued by the law firm or notary office, the lending bank will review it. Four. Open an account for the borrower and go through the insurance formalities. After the loan bank agrees to issue the loan, it shall notify the borrower to open a current savings account (passbook, savings card and credit card) in the bank as the designated account for repayment. For loan applicants who apply for loans by mortgage, banks should guide them to fill out insurance policies correctly and pay premiums. V. Signing a Loan Contract The borrower shall sign a loan contract at the loan bank with the original current savings passbook or savings card or credit card and insurance documents. The intransitive verb loan contract takes effect and the funds are transferred to the borrower's account. Seven. The starting point of personal durable consumer goods loan is 3000 yuan (inclusive). If the collateral is secured by mortgage, the value of the collateral shall be assessed in accordance with the relevant provisions of the Construction Bank, and the loan amount shall not exceed 70% of the assessed value of the collateral; In case of pledge, the maximum loan amount shall not exceed 90% of the value of the pledge right certificate; If credit or third-party guarantee is adopted (the guarantor is a natural person or legal person), the loan amount shall be determined according to the credit rating of the borrower or guarantor, and the maximum amount shall not exceed 600,000 yuan. Eight, the shortest loan period is half a year, the longest is 5 years (including 5 years). Nine, the loan interest rate according to the provisions of the people's Bank of China loan interest rate for the same period, and can be implemented within the scope of the provisions of the people's Bank of China.
Question 10: How to write the loan application form of rural credit cooperatives? To apply for micro-credit loans, farmers should first apply for loan certificates from local rural credit cooperatives. After receiving the application, the rural credit cooperatives shall evaluate the applicant's credit rating, and according to the evaluated credit rating, verify the credit loan amount of the corresponding level and issue loan vouchers. When farmers need micro-credit loans, they can apply directly to rural credit cooperatives with loan vouchers and valid identity documents. When receiving the loan application, the rural credit cooperatives shall review the purpose and amount of the loan and issue the loan after passing the examination.
It should be noted that according to the current regulations, only loans for agricultural production costs such as planting and aquaculture are provided; Agricultural machinery loan; Only by focusing on agricultural pre-production, mid-production and post-production service loans and consumer loans such as purchasing daily necessities, building houses, treating diseases and sending children to school can farmers use micro-credit loans.
How to write an application for personal bank loan?
Personal loan application mode
I am _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ In line with the principle of honesty and trustworthiness, I declare that this property is the _ _ _ _ housing purchased by this family loan (excluding provident fund loan).
I have opened a repayment account (A/CNo. _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ If I change my repayment account, I will provide new account information in time; If the account funds are insufficient and the loan is in arrears, I accept all legal collection measures of your unit (bank) and voluntarily bear all consequences.
Applicant (signature and fingerprint):
Valid ID number:
_ _ _ _ _ _ _ _ _ _ _ _ _
How to write the loan agreement?
The loan agreement is as follows, for reference only. Please consult the local bank for details.
contracts for loan
Lender: _ _ _ _
Lender: _ _ _ _
Guarantor: _ _ _ _
The Lender applies for a loan from the Lender, and the loan amount is _ _ _ _ _ _ _ _ _ _ ten thousand yuan.
Article 1: Loan Type (RMB cash or bank card transfer)
Article 2: Purpose of the loan
Article 3: The loan amount is RMB (in words).
Article 4: Loan interest rate The loan interest rate is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Article 5: Loan Term and Repayment Method.
Article 6: Sources of repayment funds and repayment methods
1. Source of repayment funds: _ _ _ _
2. Repayment method: _ _ _ _
Article 7: Warranty clause
(The following clauses can be deleted according to the actual situation)
1. If the borrower takes it as collateral and cannot repay the lender's loan at maturity, the lender has the right to dispose of the collateral. If the borrower repays the loan in full when due, the lender shall return the collateral to the borrower.
2. The borrower must use the loan according to the purpose stipulated in the loan contract, and shall not use it for other purposes or engage in illegal activities.
The borrower must repay the principal and interest within the time limit stipulated in the contract.
4. The borrower has the obligation to accept the lender's inspection, supervise the use of the loan, and understand the borrower's plan implementation, business management, financial activities, material inventory, etc. The borrower shall provide relevant plans, statistics, financial and accounting statements and materials.
5. When a guarantor is needed, the guarantor has the right to recover from the lender after performing joint and several liabilities, and the lender has the obligation to repay the guarantor.
Article 8: Liability for breach of contract
(The following clauses can be deleted according to the actual situation)
First, the borrower's liability for breach of contract
1. If the borrower fails to use the loan according to the purpose stipulated in the contract, the lender has the right to recover part or all of the loan, and collect default interest for the part used in violation of the contract at the interest rate stipulated by the bank. If the circumstances are serious, the bank may stop issuing new loans within a certain period of time.
2. If the borrower fails to repay the loan within the time limit, the lender has the right to recover the loan and collect the penalty interest according to the regulations of the bank. If the borrower repays the loan in advance, it shall charge interest as required.
3. If the borrower uses the loan to cause losses and waste or uses the loan contract to engage in illegal activities, the lender shall recover the principal and interest of the loan, and the relevant units shall investigate the administrative and economic responsibilities of the person directly responsible. If the circumstances are serious, criminal responsibility shall be investigated by judicial organs.
Second, the lender's liability for breach of contract
1. If the lender fails to provide the loan on time, it shall pay the borrower liquidated damages according to the default amount and the number of days of delay. The calculation of the amount of liquidated damages shall be the same as that of the borrower's penalty interest.
2 banks, credit cooperatives staff due to dereliction of duty caused by waste of loan losses or use of loan contracts for illegal activities, should be investigated for administrative and economic responsibility. If the circumstances are serious, criminal responsibility shall be investigated by judicial organs.
Article 9 Settlement of Contract: Any dispute arising from the execution of this Contract shall be settled by both parties through consultation. If negotiation fails, both parties agree to arbitrate by the Arbitration Commission or submit the case to the people.
Article 10 Others
The Contract does not occur due to the circumstances that allow the modification or dissolution of the Contract as stipulated in the Loan Contract Regulations, and neither party may modify or dissolve the Contract without authorization. When one party changes or terminates this loan contract according to the requirements stipulated in the loan contract, it shall promptly notify the other parties in writing and reach a written agreement. After the modification or dissolution of the Contract, the Borrower shall still pay the occupied loan and the interest payable according to the provisions of the Contract.
If there are any matters not covered in this contract, both parties shall make supplementary provisions after consultation, and the supplementary provisions shall have the same effect as this contract.
The original of this contract is in triplicate, one for the lender, one for the borrower and one for the guarantor. A copy of the contract shall be submitted to the relevant units (if notarization or certification is required, it shall be sent to the notarization or certification authority), and each unit shall keep one copy.
Lender: (signature)
____。
Address: _ _ _ Phone number: _ _ _
Borrower: (signature)
____。
Address: _ _ _ Phone number: _ _ _
Guarantor: (signature) _ _ _ _ _ _.
Address: _ _ _ Phone number: _ _ _