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How to Understand the Innovation of Hematopoietic Mechanism and Help Poverty Alleviation
The poverty of farmers is financial poverty to a certain extent. Farmers in poor areas live in scattered areas and lack funds. Many farmers do not lack ideas and abilities, but lack financial support. To innovate the financial poverty alleviation service mechanism, we should not only help the poor through blood transfusion, but also increase the intensity of hematopoietic poverty alleviation and keep fit. Accelerate the improvement of the poverty alleviation credit system. Guide and encourage financial institutions to innovate financial products and increase credit for poverty alleviation. Strengthen the construction of financial service providers in poverty-stricken areas, open a green channel for poverty alleviation loans, and explore the establishment of risk compensation, guarantee and reward mechanisms for poverty alleviation loans. Improve the poverty alleviation microfinance policy. Carry out financial poverty alleviation projects. Identify 100 leading poverty alleviation enterprises, 1000 farmers' professional cooperatives, and 10000 poverty alleviation projects with per capita income, and then give key support on the basis of enjoying interest subsidies and special financial funds. Improve the credit mortgage guarantee system as soon as possible. Accelerate the registration and certification of land contractual management rights, forest rights and housing property rights. To speed up the establishment of professional rural property rights appraisal institutions and comprehensive trading platforms at the county and township levels, and effectively carry out various rural property rights appraisal, pledge mortgage registration, loans and other services. Increase investment in financial discount funds. Expand the scale of subsidized loans for poverty alleviation, raise the discount standard, appropriately relax the discount amount, and guide financial institutions to issue subsidized loans for poverty alleviation. Strengthen the construction of rural credit environment in poverty-stricken areas. Establish a rural credit mechanism composed of local governments, financial management departments and financial institutions, and actively promote the construction of credit users, credit villages and credit townships (towns) in poverty-stricken areas. Develop agricultural insurance. Establish financial funds to support poor people to participate in agricultural insurance mechanism, encourage insurance companies to develop characteristic insurance products suitable for the development of poor areas, and expand the coverage of agricultural insurance in poor areas.