For provident fund mortgage loans, the loan contract number can only be obtained after the loan is issued. You can find the corresponding loan contract number in the repayment schedule entered by the local provident fund center or cooperative bank. Of course, whenever you want to know your bank loan contract number, the most direct and effective way is to bring your personal ID card to the counter of the corresponding bank outlet for inquiry.
In the bank loan contract, in order to better identify the transaction items and manage the files, each loan will generally correspond to a contract number.
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Your loan contract number can be found on the loan contract. You can check it carefully at the top of the contract or in an obvious place, or you can ask the bank staff for the number and address, which is conducive to inquiring at any time when there is an abnormality. Because many people may lose or damage the loan contract, you need to have the voucher to go to the bank to reprint it. At this time, you can keep the contract number for faster inquiry.
Users can bring their ID cards to the loan bank and ask the bank staff to help check the contract number of commercial loans. Users can also call the customer service phone of the bank and ask the customer service staff to check the commercial loan contract number.
The purpose, currency, amount, interest rate, term and repayment method of the loan shall be clearly stipulated in the contract; Article 39 of China's Contract Law stipulates that banks that provide standard clauses must take reasonable measures to draw consumers' attention to the clauses that exempt or restrict bank liability, and explain these clauses according to consumers' requirements.
The loan contract number is a combination of letters and numbers in the upper right corner of the loan contract. Generally speaking, the loan contract number is a digital number set by the bank to facilitate different users to manage and find loans, which is generally printed directly on the home page of the loan contract.
If the loan contract is not at hand, the loan principal can be inquired through the official website of the loan bank (open Baidu APP version 12.25.0. 1), the mobile banking APP and the bank branch counter.