Ants borrow Bai:
It is a loan service of Alipay. The loan amount that users can apply for ranges from 1, 000-300,000 yuan, and the daily loan interest rate is the longest repayment period 12 months. After paying off the arrears, the quota will be restored immediately. Alipay account is required, and sesame score is above 600. It is worth noting that these conditions are not necessarily 100% open, and sometimes personality is also very important. These two are the most basic conditions.
Alipay reserve fund:
Alipay petty cash is a new type of micro-credit product, with a very low amount, only in 500 yuan, with a time limit. However, because of the interest-free loan, it is still very popular with borrowers. 500 yuan, the credit line is the same for everyone, so you can't mention it. You can borrow it twice a month, which is equivalent to a total of 1 ,000 yuan a month. You can borrow it twice, and you must return it before you can borrow it again.
China Bank Consumer Wallet:
People between the ages of 20 and 60 can get a pure credit line of up to 50,000 yuan, which is related to the applicant's personal qualifications and can be increased after multiple loans. The review speed is fast, mainly depending on the applicant's personal data and return visit. Generally, the audit results can be known on the same day.
The loan interest rate is related to personal qualifications. The interest rate for the first application will be higher. As long as the repayment is made on time and the risk of default is reduced, the interest rate will gradually decrease, depending on everyone's qualifications, subject to the page display.