1, legal and valid identity;
2. Have full capacity for civil conduct;
3, stable income, good credit status, the ability to repay the loan principal and interest;
4, the purchase, construction, renovation, overhaul occupied housing;
5, the purchase, construction, renovation and repair of self-operated residential contracts or related certificates.
6, in line with the provisions of the client housing provident fund deposit conditions;
7. Guarantees approved by customers;
8 outstanding housing provident fund loans and housing provident fund policy discount loans for couples;
9. Meet other requirements specified by customers.