Harvest Microfinance Card is a financial payment tool developed by Zhejiang Rural Credit Cooperatives, which is issued to the vast number of new rural microfinance customers. In addition to the basic functions of debit card shopping, transfer settlement, cash deposit and withdrawal, it also has the function of small-scale agricultural loans, with the maximum amount not exceeding 300,000 yuan.

Applicants must meet the following basic conditions:

(1) The applicant has an expected source of repayment.

(2) The applicant can provide valid identification.

(3) The applicant has reasonable loan purposes.

(4) The applicant has no record of bad credit and bad behavior.

(5) The applicant meets other requirements of the lender.

Information to be submitted:

1, loan application;

2. ID card, household registration book and marriage certificate;

3. Provide the original legal person business license, organization code certificate and tax registration certificate that have passed the annual inspection by the Industrial and Commercial Bureau and submit a copy;

4. The original certificate of ownership of mortgaged (pledged) property and the certificate that the person who has the right to dispose of it (including the property owner) agrees to mortgage (pledge);

5. If it is a special industry, you need to show the original business license of the special industry and submit a copy;

6. Other required documents or materials.