The loan interest rate is adjusted based on the central bank's benchmark interest rate and cannot be generalized. At present, the benchmark interest rate for central bank loans is:

1. Short-term loans: The annual interest rate for one year and less than one year is 4.35%.

2. Medium and long-term loans: The annual interest rate for one to five years (including 5 years) is 4.75%, and the annual interest rate for more than five years is 4.9%.

3. Provident fund loan: The annual interest rate for loans under five years (including five years) is 2.75%, and the annual interest rate for loans under five years is 3.25%.

The specific loan interest rate shall be subject to the announcement of the local rural commercial bank.