Step 1: Apply. Graduates apply to the Municipal Personnel Bureau with all kinds of materials.
The second step: preliminary examination. The Municipal Personnel Bureau is responsible for the pre-loan review of small loans, examining whether graduates meet the loan conditions, whether the loan application projects belong to small loans with financial interest subsidies and low profit projects, and issuing a recommendation form. At the same time, the entrepreneurial ability of graduates applying for small secured loans is evaluated.
Step 3: Review. After examination by the county (city) Personnel Bureau, it shall be submitted to the county (city) guarantee institution for examination.
Step 4: Guarantee. The guarantee institution shall examine the loan applicant's application for guarantee and the counter-guarantee measures provided.
Step 5: Approval. By the handling bank in conjunction with the county (city) personnel bureau and guarantee institutions, jointly review the loan project, responsible for the final approval of the loan application. If the loan is approved after examination and approval, the handling bank shall sign a guarantee contract with the guarantee institution and a loan contract with the loan applicant.
Step 6: Loan.
College graduates (including junior college students, undergraduate students and graduate students) who are engaged in self-employment are exempted from self-employment registration fee, self-employment management fee and economic contract demonstration text cost. Within 1 year from the date of approval of operation. In addition, if you set up an informal enterprise, you only need to register in the street of your district and county, and you can be tax-free for 3 years.