Shanghai Provident Fund can provide loans for buying houses in other places.

1. The housing provident fund paid in Shanghai can be used to buy a house with loans in other places;

2. The Shanghai provident fund supports the purchase of houses nationwide, and you can apply to withdraw the balance of the city's housing provident fund account to repay housing in other places. Loan;

3. The applicant for withdrawal should be the main lender himself and his spouse, meet the conditions for housing provident fund loan, and have no other withdrawal business in effect;

4. If If you want to buy a house out of town and want to use a Shanghai provident fund loan, you need to consult the local provident fund management center. If you need to provide proof of payment of provident fund in Shanghai, the Shanghai provident fund management center can issue a "payment certificate".

Regulations on cross-regional use of Shanghai Provident Fund:

1. Inter-regional transfer and continuation: When employees move across regions, the balance in the original provident fund account can be transferred to a new provident fund account;

2. Off-site loan policy: Under certain conditions, employees can apply for loans using Shanghai’s provident funds to purchase houses in other places;

3. Submission of materials: When applying for off-site loans, you need to Submit the relevant house purchase contract, identity certificate, provident fund deposit certificate and other materials;

4. Approval process: It needs to be approved by the Shanghai Provident Fund Management Center and coordinate with the foreign provident fund management center to complete the loan issuance; < /p>

5. Repayment method: After the loan is issued, the repayment method is usually consistent with the local provident fund loan repayment method.

In summary, the Shanghai Provident Fund can obtain housing purchase loans in other places, but certain conditions need to be met and the local provident fund management center needs to be consulted.

Legal basis:

"Housing Provident Fund Management Regulations"

Article 24

- Employees have one of the following circumstances , you can withdraw the storage balance in the employee housing provident fund account:

1. Those who purchase, build, renovate, or overhaul self-occupied housing;

2. Those who retire or retire;

3. Completely lose the ability to work and terminate the labor relationship with the employer;

4. Leave the country to settle;

5. Repay the principal and interest of the house purchase loan;

6. The rent exceeds the prescribed proportion of family wage income.

- In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, when withdrawing employee housing provident funds, the employee housing provident fund account shall be canceled at the same time.

- If an employee dies or is declared dead, the employee’s heirs and legatees can withdraw the balance in the employee’s housing provident fund account; if there is no heir or legatee, the balance in the employee’s housing provident fund account can be withdrawn The remaining balance is included in the appreciation income of the housing provident fund.