The issuance time of national student loans varies from region to region, but it is generally issued in September-1February. Students can log on to Alipay account to check whether the student loan has been repaid, or log on to CDB student loan system to check whether the loan has been issued.

After the loan arrives, the school will deduct it from Alipay account in one lump sum, and the extra money will be returned to the students.

How many years is the student loan interest-free?

Loan students are interest-free during their school days and subsidized by the state finance. Interest is usually charged in September of the year when students graduate.

If college students choose to pursue a higher degree, they can continue to borrow money. After the successful renewal of the loan, it is still interest-free.