New RMB loans are new loans. New loans are a statistical data used to reflect the increase of RMB loans issued by financial institutions to domestic enterprises and residents, which are regularly announced to the public by the People's Bank of China.

The calculation method of new loans is: new loans = loan balance at the end of the current period-loan balance at the end of the previous period.

New loans refer to existing loans.

A. the main features of its performance are:

① There are many traditional industries and few emerging industries;

② The proportion of general loans is greater than that of innovative loans;

③ There are more customers with low credit rating and fewer customers with high credit rating;

(4) It is actually used for paving, but less for turnover flow.

B. The new loan structure mainly has the following characteristics:

① There are many traditional industries and few emerging industries.

② General loans account for a large proportion, while innovative loans account for a small proportion.

③ There are more customers with low credit rating and fewer customers with high credit rating.

(4) It is actually used for paving, but less for turnover flow.