In our daily life, we may encounter economic stress and need money badly. Many people will borrow small loans to solve their urgent needs. Easy installment is such a product, you can borrow money on the platform and then repay it in installments. The platform will charge a certain interest, and repay the loan on a fixed date every month or in advance.

Every time the installment platform borrows money, users need to pay a deposit. Every time a user borrows money, the system will deduct an additional installment deposit, which is an advance payment made by the platform to ensure the user's repayment. The amount of deposit depends on the amount of user loans. To put it simply, the higher the user loan amount, the higher the installment deposit needs to be paid. At the same time, the number of stages of users also determines the amount of deposit.

Will the installment deposit be returned after the arrears are settled?

The answer is yes. If the user repays the loan on time every month and there is no overdue behavior, he can apply for a refund of the deposit on the settlement page. Generally, when applying for deposit refund, it takes several days for the platform to review the deposit before it can be returned to the user smoothly.

User feedback, delayed refund of deposit.

In the phased user feedback, there are cases where the user feedback deposit cannot be refunded. The platform also replied that the refund of the deposit requires the user to take the initiative to apply for a refund when the repayment is made on time every month and all the arrears are settled, and after applying for a refund, the platform needs to conduct an audit to refund the deposit.

To sum up, users need to reasonably choose the number of installments according to their own economic conditions when lending by installments, and read the loan contract in detail to understand the purpose of the deposit and the refund rules. If the user has overdue behavior, the deposit can not be refunded. And when the loan amount is large, the amount of deposit to be paid is not small. Therefore, users should repay on time to ensure that the deposit can be refunded.