I can't. General banks will not provide mortgage loans to collective land houses. Strictly speaking, homesteads and houses cannot be mortgaged. Moreover, some collective land cannot be mortgaged. For example, the ownership of collective land and the land use right of township enterprises cannot be mortgaged separately, such as cultivated land, homestead, private plots, private plots, collective land with unclear ownership and use right, and collective land sealed up according to law.
How to handle the transfer procedures of collective land 1 Collective land can be transferred, but only if the buyer is a villager, otherwise it will not be changed. The land certificate of collective land will not be changed, and the real estate department will not change the real estate license for you. (State-owned land change: change the real estate license first, and then change the land certificate. Collective land: land certificate first, then real estate license).
2. When a house with a real estate license is sold, both parties to the transaction shall sign a written contract, declare the transaction price, and handle the transaction transfer registration at the municipal real estate exchange, and the buyers shall receive the real estate license.
3. If the land certificate transfer fee belongs to mortgage (mortgage) purchase, the mortgage registration shall be handled at the same time as the transaction transfer, and a certificate of other rights of real estate shall be issued to the bank.
4. If the housing registration agency registers the houses within the scope of collective land, it shall indicate the words "collective land" on the housing registration book and the house ownership certificate. Article 90 The registration of easement, advance notice, correction and objection of houses within the scope of collective land may refer to the relevant provisions on the registration of houses within the scope of state-owned land.