It depends on whether there is such a clause in the contract. If so, it depends on whether it is reasonable and legal. If it is a compulsory overlord clause, you can go to the Consumers Association to complain about them.

There is no handling fee for car loan decompression. You can check directly with the vehicle management office. Contact the bank, auto financing company or guarantee company that handles the loan. After paying off the vehicle loan, you should first find the "mortgage contract" you have written, consult the contact numbers of banks, auto financing companies or guarantee companies on the contract, and get in touch with them.

Go through the formalities of settlement and get the motor vehicle registration certificate.

Generally speaking, within 10 working days after the loan is completed, the lending institution will take the initiative to mail the relevant procedures to the 4s shop and notify the borrower. After the mail arrives, the borrower can go through the relevant formalities with his ID card.

However, if it is a bank loan, you may need to go through the formalities of repaying the vehicle loan yourself. After the bank inquiry is confirmed, if your car is loaned by a guarantee company, you need a certificate from the guarantee company.