Hello, we borrowed 57W with equal principal and interest, and the monthly interest rate of the loan was 5.38337. It has been paid back for one year, and now it is paid back 15W in advance. How much is the monthly payment after repayment? The answer is as follows:

The loan is 570,000 yuan, and the monthly interest rate is 5.38337‰. The repayment has been made for one year, and now the partial repayment is 6,543,800 yuan+0.5 million yuan in advance. What are the conditions in the question-how long is the loan term?

Now suppose that the loan term is 10 year, and when the loan is repaid in the first year (1March), the advance part is still150,000 yuan, and the recalculated monthly payment is 4692.40 yuan;

If the loan term is 12 years, the recalculated monthly payment is 4 160.92 yuan;

If the loan term is 15 years, the recalculated monthly payment is 3633.92 yuan;

18 is 3290.02 yuan, 20 years is 3 122.37 yuan, 22 years is 2988.45 yuan, 25 years is 2833. 12 yuan, 28 years is 27 16.70 yuan, and 30 years is 2654.

In addition, the penalty (compensation) for three-month interest is:150000 * (5.38337/1000 * 3) = 2422.52 yuan.