1, new loan from Ping An Bank
How do individuals get loans in Hangzhou? The threshold for applying for new loans is relatively low. As long as the income exceeds 4,000 yuan and you have worked in the existing work unit for not less than 6 months, you will have the opportunity to apply. The loan amount that can be applied for is between 654.38+00,000 and 50,000, and the loan period is flexible, 654.38+02 months, with the longest period of 24 months to 48 months, and the lending speed is relatively fast.
2. Citibank lends money whenever it is happy
Personal credit loan products are mainly aimed at stable jobs and middle-and high-income groups. The approval time is short, 1 hour can be approved. However, the salary level is relatively high, and the pre-tax income is at least 7,000 yuan, which is paid in the form of bank transfer. I have worked in my current job for at least 3 months, and the total working years are not less than 2 years.
3. Puyin integral loan of Shanghai Pudong Development Bank
Puyin point loan is a personal online consumer loan product launched by Shanghai Pudong Development Bank. The loan can be released in five minutes at the earliest, and the maximum loan amount can reach 300,000 yuan. Customers can apply in online banking, WeChat banking and mobile banking.
4. Industrial and Commercial Bank of China
ICBC loans include easy loans and e-loans. Easy loan application is more troublesome, and you need to spend your salary online. E loan can be applied on online banking or mobile online banking.
5. Agricultural Bank of China
There are also second loans and mortgages from NetJet. Agricultural Bank of China needs to invite customers to apply for online loans, and there are restrictions on mortgage repayment for about 2 years. Applying for KBao is beneficial to increase the credit amount of ABC.
6. Bank of Communications
Both good loans and angel loans can be applied through the relevant software on the mobile phone.
7. China CITIC Bank
The loans of CITIC Bank include: Quick Easy Loan, New Quick Loan/Dream Loan and Second Loan. New Express Line/Dream Payment: The dream payment of high-quality customers will be sold for about 3 days, and the amount will not be enjoyed. If it is not a good customer, it will also be shared with Yuan Meng Gold when you step out of the new express line. Generally, if the credit card limit is less than 1W, it will be released in at least 6 months, and the quality customer of 3W will be released in 2 months.
8. Guangfa "e-second loan"
Guangfa Bank has launched an Internet loan product-"e-second loan", which can accept all individual customers' credit applications. At present, the amount of pure credit loans provided by "e-second loan" ranges from 5,000 yuan to 300,000 yuan. Customers can apply once and enjoy a five-year revolving credit line, which can be borrowed as needed and bear interest on a daily basis.
The above contents are for reference only, depending on the situation at the time of loan.