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What should I do if someone else uses my WeChat loan?
First of all, a liar can't get a loan.

Any online loan requires my ID card, and then the money is transferred to my bank card.

If a liar can get a loan, what he needs is your ID card, your bank card and your mobile phone number verification code. Then know the password of your bank card.

To say the least, he got a loan, and we can find out who borrowed it from where the money went. First consult the customer service of micro-loan, find your loan, ask which card the loan went to, then where it went and who it was given to.