1. How to check the loan progress after handling the provident fund resettlement housing loan?

A: After the loan is accepted, the borrower can call the hotline of Shanghai Housing Property Financing Guarantee Co., Ltd. at 6286677 to inquire about the progress of the loan, or go to the acceptance office where the provident fund resettlement housing loan is handled.

2. Can I apply for repayment of the provident fund resettlement housing loan?

A: Yes. After the first installment of the provident fund resettlement housing loan is repaid normally, the borrower may apply for withdrawing the balance stored in the provident fund account to repay the provident fund resettlement housing loan.

3. Where can I handle the loan repayment business of provident fund resettlement housing loan?

Answer: To apply for a loan from a pure provident fund resettlement house, the loan applicant should go to the loan acceptance branch of Shanghai Housing Property Financing Guarantee Co., Ltd to apply for repayment.

4. When can I apply for a provident fund resettlement housing loan after the old district reconstruction and collection work is started?

A: When the borrower's family has signed the expropriation compensation agreement for the expropriated house, and the signing period of the expropriated land has ended and the expropriation compensation agreement has reached the effective conditions, they can apply to the provident fund loan agency for provident fund loans.

5. Where can I apply for a provident fund resettlement housing loan?

Answer: If you apply for a loan for a pure provident fund resettlement house, the loan applicant can apply to the Jing 'an District Acceptance Office of Shanghai Housing Property Financing Guarantee Co., Ltd. (Meiyuan Road 128).

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6. What is the scope of the old district reconstruction collection project supported by the provident fund resettlement housing loan?

A: According to the Trial Measures of Shanghai Municipality on the Management of Individual Purchase Housing Provident Fund Loan for Resettlement Houses, the scope of the collection projects supported by the provident fund loan for resettlement houses is the projects confirmed by the old district reconstruction management department of this Municipality and incorporated into the old district reconstruction objectives of this Municipality.

7. Under what circumstances can I apply for provident fund resettlement housing loans?

A: Residents who have rebuilt old areas buy resettlement houses. If the price of resettlement houses exceeds the total compensation, they can apply for provident fund resettlement housing loans to make up the difference. No loans will be granted to resettlement houses that do not need residents to supplement the price difference.

8. Who can apply for provident fund resettlement housing loans?

Answer: The borrower who applies for the purchase of the loan for the expropriated resettlement house should be the owner of the expropriated residential house, the lessee of the public house where the expropriated house is located or other family members, who have signed the expropriation compensation agreement for the expropriated house and are also the owner of the expropriated resettlement house.

9. If there are multiple family members in the expropriation compensation agreement, does the borrower need to obtain the consent of other family members when applying for the provident fund resettlement housing loan?

Answer: If the borrower applies for provident fund loan to purchase the expropriated resettlement house, it must obtain the unanimous consent of the expropriated person and the household registration personnel. If the borrower and family members cannot reach an agreement, the loan will not be granted.

10. When one expropriation compensation agreement corresponds to more than one family, how to determine the difference in the purchase price of the borrowing family?

A: If there is more than one family corresponding to the house to be expropriated, the expropriated person and the household registration personnel must sign a family agreement to clarify the distribution of houses in which money and property rights are exchanged among families. The difference between the purchase price covered by the provident fund loan applied by the borrower's family shall not exceed the difference between the amount of compensation levied according to the family agreement and the price of the purchased resettlement house, nor shall it exceed the difference between the total amount of compensation levied and the total price of the resettlement house.

1 1. Who can be the * * * borrower of provident fund resettlement housing loan?

Answer: The borrower who buys the expropriated resettlement house should be the spouse, parents and children of the borrower who meets the conditions of provident fund loan.

12. How is the amount of provident fund loans determined?

A: The amount of provident fund loans is determined according to the following factors:

First, according to the difference that the borrower's family should pay;

The second is the loanable amount calculated according to the repayment ability of the borrower and the same borrower;

3 multiples of the sum of the balance of the borrower and the borrower's provident fund account;

Fourth, according to the current maximum loan limit for individuals or families in this city's provident fund loans.

13. Can I apply for multiple housing provident fund loans at the same time?

A: No, a borrower's family (himself, spouse and minor children) can only apply for a set of provident fund loans for resettlement houses.

14. When an expropriation compensation agreement corresponds to multiple expropriation and resettlement families, can each family apply for provident fund loans for the expropriation and resettlement housing purchased?

A: Yes. If the expropriation and compensation agreement corresponds to two or more expropriation and resettlement families, the borrowing families can apply for provident fund loans for the expropriation and resettlement houses they purchased (not the same set), but the sum of the amount of provident fund loans applied by each family shall not exceed the total price of expropriation and resettlement houses and the total amount of expropriation and compensation.