Deposits of employees' families (including borrowers, spouses and minor children). The same below) No housing and loan records (including loan records of commercial banks). The same below), the loan applied by the borrower is determined according to the first set of housing.

2, identified as the second suite.

If there is a set of housing or loan records under the employee's family name, the loan applied by the borrower shall be recognized as the second set of housing.

If there is a set of housing under the name of the paid employee's family and there is a loan record, and the paid employee's family issues the same set of housing procedures, the loan applied by the borrower shall be recognized as the second set of housing.

If there are two loan records under the name of the employee's family and the two loans issued by the employee's family are the same set of housing procedures, the loan applied by the borrower shall be recognized as the second set of housing.

3, identified as three suites.

If the employee's family owns 1 house and has a loan record at the same time, the loan applied by the borrower shall be recognized as the third house.

If there are two or more houses or two or more loans under the name of the employee's family, the loan applied by the borrower shall be recognized as the third or more houses.

Step 4 concentrate

The identification of the number of paid-in employee family housing units shall be subject to the number of real estate registration units issued by the housing management department.

The identification of loan records shall be based on the credit report issued by the Credit Information Center of the People's Bank of China and the loan records of the management center.