With the soaring housing prices, the cost of getting married is also soaring. For ordinary working-class people, if they want to hold a suitable wedding, the funds may be a little tight. For married people, there are now marriage loans to solve their urgent needs. So, which bank should I choose for my marriage loan?

1, look at the expected annualized interest rate of bank loans.

The fluctuation of the expected annualized interest rate of each bank's loan is different. Married people can check the fluctuation of the expected annualized interest rate of the bank before applying for a wedding loan and choose a bank with high cost performance.

2. Look at the bank's loan threshold.

Different banks have different loan thresholds, such as age, income level and repayment ability. Just choose the bank that suits your loan according to your own conditions, so as not to waste unnecessary time.

3. Look at the bank's loan amount

When the bank applies for a loan, the bank will evaluate the lender to some extent. The loan amount is mainly determined from personal income, personal bank credit status and repayment ability.

4. Look at the repayment method of the bank.

Each bank lending institution has different repayment methods. Lenders can decide their repayment methods and repayment periods according to the expected annualized interest rate and repayment ability of marriage loans.