1. Settle the mortgage loan, that is, pay off the loan first. As for the money to repay the loan, whether the customer pays or the developer pays depends on who is responsible for the house. This is negotiable. However, it should be noted that provident fund loans are usually not allowed to be returned in advance within one year.

2. After the loan is settled, sign the corresponding check-out procedures with the developer, and then the developer will go to the Housing Authority to cancel the commercial housing sales contract with the check-out procedures and related materials and provide reasonable reasons.