Second, according to the mobile phone APP query: download the APP of the bank or lending institution according to the mobile phone, find the personal loan according to the application, and query the loan details according to the process reminder;
Third, according to official website: general banks or reliable lending institutions have official website, log in to official website, look for loans in the function bar, and inquire about loan details according to the process reminder;
4. Telephone inquiry: Call the bank's manual customer service phone or the lending institution's manual customer service phone and ask the staff to help with the inquiry.
What should I pay attention to when buying a house loan? First, we should know the repayment method in advance. Bank loans to buy a house mainly have two repayment methods, equal principal and interest and average capital. Although there is little interest in the average capital, the monthly supply is high and the pressure is relatively high. The total interest of equal principal and interest will be higher, but the monthly repayment pressure is small. You can choose the appropriate repayment method based on your own situation.
2. Don't prepay within one year. According to the relevant regulations of bank loans, the prepayment part should be repaid after 1 year, and the amount returned should exceed the repayment amount of 6 months.
Third, repay in full and on time. After the loan, the borrower must repay the loan in full and on time in accordance with the provisions of the loan contract, so as not to leave a bad credit record and cause unnecessary trouble.
If you can't repay the loan on time, you can apply for an extension. After the loan application is approved, the buyer can repay the loan every month. What should I do if I encounter difficulties halfway and can't repay on time? Property buyers can apply to the bank to change the loan term, and if the loan bank agrees, it can be extended.
5. The mortgage may be cancelled. After the borrower pays off the mortgage, don't forget to go through the mortgage cancellation procedures, otherwise the house will always be mortgaged in the bank, and it will be impossible to apply for a real estate mortgage loan in the future.