Pu Rong Hua Jie 14500 and 3378 1.08. The loan of14,500 yuan applied for by Rong 360 is divided into 12 months, and the first payment is 28 15.09 yuan. No details of the repayment plan are found. If the loan of 65,438+04,500 is repaid in this way, the loan of 65,438+02 will be repaid at 33,786,5438+0.08. The total repayment amount is more than twice the total loan amount, and the interest charged far exceeds the scope stipulated by the state, which is suspected of usury.