Legal analysis: the provident fund cannot be used to buy a car. Although the state has revised the scope of use of the provident fund and increased the scope of use and withdrawal methods in the forms of decoration and retirement, buying a car is not within the scope of use of the provident fund. But some time ago, some members suggested that the provident fund can be used to buy a car, but there is no corresponding regulation at present, so it can't be used at present. The provident fund cannot borrow money to buy a car. The provident fund is used to buy a house. Under any of the following circumstances, the storage balance in the housing provident fund account can be withdrawn: 1, purchase, build, rebuild or overhaul the self-occupied housing; 2. Retired; 3, completely lose the ability to work, and terminate the labor relationship with the unit; 4. Go abroad to settle down; 5. Repay the principal and interest of the owner-occupied housing loan; 6. Rent expenditure exceeds 5% of family wage income; 7, life is difficult, is receiving the city minimum living allowance; 8. Encountering unexpected events, causing serious difficulties in family life; 9, migrant workers and units to terminate the labor relationship; 10, who was sentenced to death or life imprisonment during his prison term, or reached the statutory retirement age of the country at the expiration of his fixed-term imprisonment; 1 1, dead or declared dead; 12. Other circumstances specified by Beijing Housing Provident Fund Management Committee.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan.

The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.

The state supports social insurance through preferential tax policies.

Seventieth social insurance agencies shall regularly announce to the public the participation in social insurance and the income and expenditure, balance and income of social insurance funds.

Article 49 If an unemployed person dies while receiving unemployment insurance benefits, he shall pay a one-time funeral subsidy and pension to his survivors with reference to the local regulations on the death of on-the-job workers. The required funds are paid from the unemployment insurance fund.

If an individual dies and meets the conditions for receiving basic old-age insurance, industrial injury insurance and unemployment insurance funeral subsidies, his survivors can only choose to receive one of them.