1. Under normal circumstances, you can go to the Housing Authority to cancel the mortgage registration the day after you pay off the loan. This work is very simple and takes effect immediately; 2. As long as the mortgage registration is cancelled, you can go through the transfer procedures.
Second, the Shanghai Agricultural Bank mortgage prepayment problem
Id card, loan contract. Just go directly to the branch business department where you borrowed the loan. However, different lines have different regulations. It is generally necessary to make an appointment in advance. In order to speed up the progress, I suggest you go directly to the bank sales department for consultation, which is faster than calling you. Because the phone of the bank loan department is often disconnected.
3. How does Shanghai Rural Commercial Bank prepay the new gold?
Hello, Xinyijin is a cash installment business provided by Shanghai Rural Commercial Bank to eligible cardholders. After the loan application is successful, users who want to apply for prepayment can call the official customer service of Shanghai Rural Commercial Bank to apply for prepayment. After the application is successful, the bank will deduct 5% of the undistributed principal corresponding to the early repayment as the liquidated damages for installment repayment, and the installment fee collected in the previous period will not be refunded. The credit amount and final loan amount that the cardholder can apply for shall be subject to the amount actually approved by the bank, and the cardholder may apply for withdrawing cash for personal reasonable consumption within the cash installment amount.
4. How does Shanghai Rural Commercial Bank repay the mortgage in advance?
Call 1 to make an appointment. After making an appointment, the bank will inform you of the specific processing time.
Take your ID card, loan contract, house purchase contract, real estate license and, of course, money to go to the bank.
Of course, fill out the form, and the bank staff will help you calculate it and then pay the money.
After the bank formalities are completed, you can go to the real estate center to cancel the mortgage registration of other rights, and if there is insurance, you can also refund the insurance premium.