I won't call you if I pay you back, will I?

Second, how to deal with frequent online loan collection calls?

Generally speaking, it is a normal process for the collection personnel to use the telephone to collect after the online loan is overdue. So I hope the borrower will not refuse to answer the phone. If the other party frequently uses the telephone to harass, then you can complain directly, because the Internet Finance Association stipulates that there should be no more than three calls a day, otherwise it will be illegal collection. In addition, if the borrower does not answer any collection calls, it will easily lead to unnecessary misunderstanding with the other party, which is very unfavorable for negotiating repayment. Therefore, after the online loan is overdue, I hope that the borrower will try to answer the collection call. If it is illegal collection, of course, the borrower can complain or refuse to answer. As a borrower, you must think twice about borrowing money, because it is also the most basic common sense to pay back the loan in the end. In addition, after the online loan is overdue, we should actively handle or negotiate repayment, and don't play missing, otherwise it will be very unfavorable to ourselves. If personal credit is not good, there will be stains and sesame credit scores will drop. Therefore, paying off overdue online loans as soon as possible is the best choice.

Third, why does the collection phone keep calling as soon as it is answered?

How to solve the problem that the collection phone keeps calling?

It's best to negotiate with each other first, explain the difficulties and give more time. Secondly, you don't have to be afraid of the threat of communication and the harassment of friends in the address book. Just tell your friends in the address book in advance, and let them directly block strange calls, because it is you who borrowed money, which has nothing to do with them, so don't involve them. In addition, you can also ask them to help collect evidence together. If the evidence is sufficient, you can directly collect the violent behavior of the other party and ask the other party to compensate for the losses caused.

Thirdly, after the online loan is overdue, it is reasonable for the platform to collect it moderately. After all, paying off debts is a matter of course. However, if the other party continues to harass and overcharge, it will completely disrupt your life. This is their fault. If you collect too much and contact your family, friends and colleagues at the same time, you can tell them that it is illegal to collect more than three times a day according to Article 68 of the Measures for the Supervision and Administration of Credit Cards of Commercial Banks. In addition, it can be completely blocked, just set the phone to intercept strange calls, which is very common in mobile phones.

4. What should I do if I call the company to harass? Three tricks to teach you to solve it completely

After the online loan was overdue, most of the loans were collected. When the overdue time is less than 3 months, call or text message to remind repayment. After more than three months, the means will be more intense. What if the company calls the company to harass? Three tricks to teach you to solve it completely!

What if the company calls the company to harass?

Some collectors will contact and address through various channels, and then bomb by phone. Or use P diagram to edit short messages to the borrower's work unit, residential area, etc. Let everyone know what he owes. This kind of behavior seriously reveals personal privacy and belongs to violent collection.

If the work unit is harassed, the borrower can directly complain about the lending platform. It's best to collect recordings before complaining.

The reason for the complaint is that it has seriously interfered with your normal life and even faced the risk of being dismissed. Then the high probability platform will negotiate repayment with the borrower. The principal can be repaid in one lump sum and in two installments, or

According to the regulations, all kinds of institutions or entrusted third-party institutions are not allowed to collect loans by means of violence, intimidation, insult, slander or harassment.

Therefore, if the borrower encounters the violence of the collection platform, he will promptly hand over the clues to the public security organs through legal channels for such serious violations of laws and regulations.

The above is the related content sharing of "how to call the company to harass the company", I hope it will help everyone!