1. You can apply for a car loan if you have a history of drug abuse. To buy a car with a loan, it is necessary to investigate the lender's bank credit record, but there will be no political review. The parties concerned must bring their original ID card, residence booklet or other valid residence certificates, and provide a copy to the bank for handling.

2. Legal basis: Article 4 of the Measures for the Administration of Automobile Loans

The term "self-use vehicles" as mentioned in these Measures refers to non-operating vehicles purchased by borrowers through auto loans; Commercial vehicles refer to for-profit vehicles purchased by borrowers through car loans; Used car refers to a car that has changed its ownership and gone through the transfer formalities according to law from the date of registration to the date of reaching the national compulsory scrapping standard; New energy vehicles refer to vehicles that use new power systems and are completely or mainly driven by new energy, including plug-in hybrid (including extended range) vehicles, pure electric vehicles and fuel cell vehicles.

Second, what are the conditions for applying for a car loan?

1, with valid identification and full capacity for civil conduct;

2. Can provide a fixed and detailed address certificate;

3. Have a stable occupation and the ability to repay the loan principal and interest on schedule;

4. Personal social credit is good;

5. Holding a car purchase contract or agreement approved by the lender;

6. Other conditions stipulated by the Cooperation Organization.