Personal loans need to be verified with relatives. Generally, when applying for a personal loan, the bank will ask to leave the contact information of immediate family members. If there is no mortgage repayment or I can't be contacted, the bank will call the relatives of the parties to verify whether the basic information of some parties is true.
When it comes to personal loans, it is necessary to leave the contact information of immediate family members, and ordinary banks will not call easily. Only when the relevant personnel cannot be contacted will the immediate family be contacted to verify the situation. If the lender cannot be contacted, the lender shall bear the responsibility, and the immediate family members shall not bear any responsibility.