Interest-free car purchase is a kind of interest-free loan to repay the principal. Car loan refers to the loan issued by the lender to the borrower who applies for buying a car. Automobile consumption loan is a new loan method that banks issue RMB-guaranteed loans to car buyers who buy cars at their special dealers. Pay attention to buying an interest-free loan for a car: 1. You must apply for interest-free loans from formal lending institutions to avoid extra charges from informal institutions; 2. Interest-free is usually only interest-free, but the handling fee will still be charged; 3. Pay attention to whether the interest-free car purchase is a brand new car; Be sure to pay attention to the cost of buying a car in the loan contract to see if it is really interest-free.