Policy loan process:

1. Prepare all the materials required for the loan, including the original personal identity card (if the applicant and the insured are not the same person, the original identity card of the insured should also be prepared), the original insurance policy and the information specified by the bank and insurance company, and apply for a loan at the lending institution;

2. The staff of the lending institution accepts the application.

3. After approval, the bank borrower signs a loan contract. After the contract is signed, the insurance policy will be left to the lending institution as collateral to issue loans;

4. The borrower shall repay the loan principal and interest as stipulated in the contract.

2. How is the loan amount of Ping An policy loan calculated?

The book amount is calculated at 80% of the cash value.

3. Ping An policy is guaranteed for 7 months, each month 1300. How much do you want to borrow?

Hello, landlord, the longest loan can be 60 months. Of course, the contract can be renewed when it expires. This is our internal affairs. I will answer questions online.

Four, Ping An policy loan calculator

Policy loan process:

1. Prepare all the materials required for the loan, including the original personal identity card (if the applicant and the insured are not the same person, the original identity card of the insured should also be prepared), the original insurance policy and the information specified by the bank and insurance company, and apply for a loan at the lending institution;

2. The staff of the lending institution accepts the application and reviews the materials;

3. After approval, the banking institution determines the loan amount and signs a loan contract with the borrower. After the contract is signed, the insurance policy will be left to the lending institution as collateral to issue loans;

4. The borrower shall repay the loan principal and interest as stipulated in the contract.