Shang Hui Bank's fast e-loan is a pure credit, unsecured and unsecured consumer loan product provided to individual high-quality customers through online business model. The loan funds can be mainly used for daily consumption purposes, and shall not be used for house purchase, production and operation, securities investment or equity investment, futures investment, etc.

The validity period of the fast e-loan line is three months, and the withdrawal period of a single loan can be divided into six months, 12 months, 24 months, 36 months, 48 months and 60 months. The sum of the borrower's age and withdrawal period cannot exceed 60 years old. The loan interest rate is mainly evaluated according to the customer's credit and risk, and provident fund customers can enjoy a minimum annual interest discount of 5%.

If a customer wants to apply, just log in to the mobile banking client of Bank of Shang Hui, click "All" on the home page, then click "Express e-loan", select the application area, then click "Apply for a loan", check the comprehensive authorization for agreeing to personal credit information, then enter the verification code and click "Confirm".