Five years and two years later, Quanzhou Agricultural Bank paid a penalty of 1% of the loan amount. If the loan of Agricultural Bank is less than one year, the penalty for prepayment is one month's interest. For long-term loans with liquidated damages, you can apply for prepayment or partial prepayment after one year of repayment, and charge about 1% prepayment fee. Take a look at the collection method of liquidated damages in the contract, and you can clearly know how much liquidated damages we need to pay, which will be agreed in the contract. According to the contract, the liquidated damages shall be paid according to 10% of the remaining amount, and another loan is 10000 yuan, and the liquidated damages we need to pay are 10000 yuan.