You have to pay an evaluation fee for buying a house with a loan. Because the loan appraisal is done by a private company, the bank's pre-loan processing related appraisal work and banking business are two different things, so this part of the fee must be paid to the appraisal company. The appraisal company evaluates the specific value of the house according to its own property and the current market price, and then the bank judges the amount of the loan. They are two different departments and two different businesses, so it has nothing to do with loan interest.

What is the charging standard in real estate appraisal?

1. If the total value of the appraised property is less than 100 or 100 million, the appraisal fee will be charged at 5% of the total value of the property. If the total value of the appraised property is 100-1000000, the part exceeding1000000 will be charged at 2.5% of the total value of the property. What's more, if the total value of the appraised property is 1000-20 million, the part above1000 million will be charged at 1.5% of the total property value.

2. What's more, if the total value of the appraised real estate is 20-50 million, the part above 20 million will be charged at 0.8% of the total value of the real estate. If the total value of the appraised property is between 50 million and 80 million, the part exceeding 50 million will be charged at 0.4% of the total value of the property.

3. If the total value of the appraised real estate is 80 million-1million, the part exceeding 80 million will be charged at 0.2% of the total value of the real estate. If the total house price to be evaluated is even higher than 6.5438+0 million, the part higher than 6.5438+0 million will be charged at 0.654.38+0% of the total house price.