There is no need to repay them. They are usurers and are not protected by law. If you disturb your family, record an alarm and sue them for stealing your information. There is such a case in Beijing. In the end, the lender lost10.5 million yuan, and the debtors were all salesmen. People don't have to risk their lives to accompany you for those thousands of dollars. Their tactics are intimidation and threats. As long as they don't take small loans as credit information, don't give them birds. The more afraid you are, the more arrogant he is. The less afraid you are, the better you will be. Don't listen to them, saying that they will sue you or something. A group of loan sharks, if the court doesn't accept this kind of case, the most they can do is send you a lawyer's letter to scare you. It's no use! A friend of mine owes 60 thousand. At first, all kinds of telephone calls were bombarded indiscriminately, and they were scolded when they were called. When I came to the door twice, my friend was carrying a stick at the door. I dared to come into the house to fight if I didn't want money, so that those salesmen wouldn't compete with you for thousands of dollars. He'll come to your door twice at most, bomb you with the phone for half a year, and you'll be fine!