Legal analysis: as long as you have proof of identity, you can apply for a student loan without a household registration book. There is no need to provide a copy of parents' ID cards (minors provide valid identification of legal guardians and written consent to apply for loans). There are four main forms of student loans: national student loans; Student-origin credit student loan; Colleges and universities use state financial funds to issue interest-free loans to students; General commercial student loans. Among them, the national student loan has the largest funding strength and scale, and is the main content of student loan.

Legal basis: Article 46 of the Law on the Promotion of Private Education in People's Republic of China (PRC), people's governments at or above the county level can take measures such as purchasing services, granting student loans, granting scholarships, leasing or transferring idle state-owned assets to support private schools; Non-profit private schools can also take government subsidies, fund incentives, donations and other support measures.

Decision of NPC Standing Committee on Amending the Law of People's Republic of China (PRC) Municipality on the Promotion of Private Education. Article 45 is renumbered as Article 46 and amended as: "People's governments at or above the county level may take measures such as purchasing services, student loans, scholarships, leasing and transferring idle state-owned assets to support private schools; Support measures such as government subsidies, fund incentives and donation incentives can also be taken for non-profit private schools. "