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Is Hongkang Life’s Liduoduo increased whole life insurance good? Is it reliable?

Liduoduo added-up whole life insurance has a low insurance threshold, with the insured amount increasing by 3.8% per year. It supports free additions and subtractions of insurance and policy loans. It has fast return on capital and good returns. It can withstand all aspects and is called "all-round". player".

What is incremental whole life insurance? What are the pros and cons? I have compiled it in this article. If you are interested, click here: The most complete guide to increasing your life span! What are the pros and cons? Who is it suitable for? How to choose? (Product list attached)

Its protection includes the most basic death/total disability protection, as well as policy loans, insurance additions, insurance reductions, reductions and payoffs, etc.

If you encounter an urgent need for money such as getting married, buying a house, or having your children go to college, you can reduce your insurance coverage, withdraw a sum of money and spend it first. The remaining money in the account will not be delayed and will continue to grow. .

If you really can’t afford to pay the premium, you can apply to the insurance company for a reduced payment. The insurance company will deduct the premium owed from the cash value of the policy and hand it over to the insurance company, up to the insured amount. It will also be reduced accordingly.

The insured amount of Liduoduo increased life insurance increases by 3.8% every year, which means that as long as the person is alive, the insured amount will continue to increase. The capital is recovered in the fourth year, with an income of 3.47% and above. The income is relatively high, and the insurance threshold is low, and it supports adding or subtracting insurance. It is a good product.

If you are looking for a quick return on investment, you can consider this product, it is worth choosing!

Finally, if you are interested in increased whole life insurance, you can pay attention to Jianxin Insurance. We will answer any questions about insurance for you with professional knowledge, objective, neutral and enthusiastic attitude, and help you buy insurance. No more difficulty!