1, contribution rate: the unit contribution rate (excluding maternity insurance premium) is 6% (currently 5%), and the individual contribution rate of employees is 2%. Flexible employees are paid according to the sum of the proportion of units and individuals.
2. Payment base: the minimum payment base for employees of the unit is the municipal social wage, and the upper limit is not capped; Flexible employment personnel to the city's social wages as the payment base; During the period of receiving unemployment benefits, the unemployed take 60% of the city's social wages as the payment base.
3. Payment period: After going through the retirement formalities, if the accumulated payment period of employees' basic medical insurance is 30 years for men and 25 years for women, and the actual payment period in this overall planning area is 10 year, the basic medical insurance premium will not be paid from the month when they enjoy retirement benefits.
4. Large medical insurance premium: per person per year 120 yuan, 50% for the employer and 50% for the insured; Retirees and flexible employees are all borne by individuals, and retirees are deducted from their personal accounts at the beginning of each year.
Payment period of Langfang medical insurance:
1. The insured person has reached the legal retirement age and has gone through the retirement formalities formally. The cumulative payment period of basic medical insurance for employees is 30 years (360 months) for men and 25 years (300 months) for women.
2, the actual payment period 15 years (180 months), the actual payment period of 5 years (60 months) of retirees in this overall planning area will no longer pay the basic medical insurance premium, and enjoy the basic medical insurance benefits for retirees according to the regulations.
To sum up, the payment standard of medical insurance in Langfang City in 2024 is a regulation that insured enterprises and individuals must abide by. These regulations aim to ensure the stable operation of the medical insurance fund and protect the rights and interests of the insured.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 28
Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.
Article 29
The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.