The house can also withdraw the provident fund without a loan. If not, you can withdraw the provident fund by virtue of the purchase contract, and the value generally cannot exceed the purchase price. In addition, there are many other ways to withdraw the provident fund, not limited to buying a house. 1. If you want to withdraw the provident fund, employees must first apply to the unit, and the unit will review the relevant certificates submitted by individuals. In line with the extraction conditions, the unit shall fill in the "Approval Form for Individual Extraction of Housing Provident Fund" and affix the reserved seal.

2. The handling personnel of the unit or individual employees carry the original, photocopy and relevant certification materials of the Approval Form for Individual Withdrawal of Provident Fund to the Provident Fund Center (hereinafter referred to as the Provident Fund Account Opening Center) for approval. After the approval and entry of the provident fund center, the special seal for approval of provident fund will be stamped on the Approval Form for Individual Withdrawal of Provident Fund filled out by the unit.

3. The handling personnel of the unit or individual employee can handle the transfer business with the Approval Form for Individual Withdrawal of Provident Fund approved by the Provident Fund Center and the Transfer Certificate of Housing Provident Fund Management Center filled in and signed by the unit. The provident fund center will transfer the housing provident fund applied by employees to its basic settlement account, and the unit will take it out and distribute it to employees.

: In addition to buying a house, what other circumstances can I withdraw the provident fund?

1, construction, renovation and overhaul of owner-occupied housing.

2, the termination of labor relations with the unit for more than one year without re employment.

3. Retired.

Legal basis: Article 24 of the Regulations on the Management of Housing Provident Fund is under any of the following circumstances: (1) purchasing, building, renovating or overhauling self-occupied housing; (2) retirement; (3) Having completely lost the ability to work,

Can I withdraw the housing provident fund without a loan? -stock market question and answer

Even if the user does not apply for a housing loan, he can still withdraw the provident fund. In addition to regular withdrawal of provident fund for renting, decoration and renovation, new uses of provident fund will be introduced according to local conditions. Take Wuhan as an example, elevators should be installed in old residential areas, and the provident fund can be withdrawn if it meets the conditions. According to the regulations, the owners of existing houses with elevators and their spouses can withdraw the housing provident fund if they are in the administrative area of Wuhan. It can be withdrawn once within 36 months from the date of approval. In addition, if users are low-income households or poor families, they can apply for withdrawal of provident fund, but the upper limit of the provident fund that can be withdrawn cannot exceed the lower limit of living security or poverty relief. Furthermore, if the user or family member is unfortunately suffering from a serious illness, then the employee himself and his spouse can apply for withdrawing the provident fund as a financial subsidy. Neng Dongling is good at answering questions in the field of loans.

Buy a house in full, no loan. Can I get the provident fund?

You can withdraw the provident fund.

Withdraw housing accumulation fund

1, yishoufang extraction:

(1) Original and photocopy of the house purchase contract or house purchase agreement;

(2) The original and photocopy of the purchase invoice;

(3) The original and photocopy of the employee's ID card shall be used to extract the provident fund;

(4) Withdraw the provident fund from the employee's own bank savings account; In addition to the above information, the employee spouse's provident fund withdrawal should also provide the original and photocopy of the husband-wife relationship certificate and the photocopy of the main buyer's provident fund withdrawal record.

2, second-hand housing extraction:

(1) Original and photocopy of the real estate license;

(2) Original and photocopy of deed tax payment certificate;

(3) The original and photocopy of the employee's ID card shall be used to extract the provident fund;

(4) Withdraw the provident fund from the employee's own bank savings account; When employees' spouses withdraw provident fund, in addition to the above information, they should also provide the original and photocopy of the husband-wife relationship certificate and the photocopy of the main buyer's provident fund withdrawal record.

3, employees purchase public housing for the first time to withdraw provident fund:

(1) The original and photocopy of the house purchase agreement or house purchase certificate issued by the housing management department of the unit;

(2) The original and photocopy of the purchase receipt.

Extended data:

According to the housing provident fund extraction management measures:

Article 4 Under any of the following circumstances, employees may withdraw the storage balance in the housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(five) to repay the principal and interest of the owner-occupied housing loan;

(six) the rent expenditure exceeds 5% of the family wage income;

(seven) living in difficulties, is receiving the city minimum living allowance;

(eight) the occurrence of unexpected events, causing serious difficulties in family life;

(nine) the termination of labor relations between migrant workers and units;

(10) Being sentenced, sentenced or reaching the statutory retirement age of the state upon expiration of his term of office;

(eleven) dead or declared dead;

(12) Other circumstances stipulated by Beijing Housing Provident Fund Management Committee.

Twenty-seventh housing provident fund extraction, generally handled by the unit.

Twenty-eighth workers who meet the conditions for the withdrawal of housing provident fund shall provide corresponding certification materials, and the unit shall verify them and issue a certificate of withdrawal.

Twenty-ninth units with proof of extraction and related materials, apply to the management center to extract the storage balance of employee housing provident fund, and the management center shall make a decision on whether to approve the extraction within 3 days from the date of accepting the application.

Thirtieth after the management center approves the withdrawal, the withdrawal amount will be directly transferred to the employee's own bank savings account within 3 days.

If a unit applies to transfer the withdrawal amount to the unit settlement account, it shall be approved by the employee himself.

If the management center does not approve the withdrawal, it shall inform the applicant of the reasons for not approving the withdrawal.

Thirty-first units do not handle the housing provident fund withdrawal procedures for employees, employees can apply to the management center with valid certification materials to urge the unit to handle, and if they still do not handle it after being urged, the management center can handle it according to the application of employees.

Thirty-second employees can withdraw the balance stored in the housing provident fund account several times after going through the withdrawal procedure once.