1, etc. If you really have an online loan, the loan company will come to you. Since you don't really borrow money, don't worry unless you borrow it. And if someone really finds you, you can call the police directly;

2. Some organizations can be hooligans. Obviously, if you have a savings card, he will give you a whole credit card. So in order to ensure this problem, you can go to the People's Bank of China, official website to check your personal credit report, and use your personal information to check it, which will have detailed records.

3, Alipay, JD.COM and other Alipay software, some default payment methods will use flowers or JD.COM white stripes, but the premise of doing so is that you know.

Generally speaking, if you really apply for online loans, it will be normal. If you haven't done it yourself, or if your information is leaked and you are worried about getting a loan, then modify the information and report the loss at the first time when the information is leaked. At present, many online lending institutions need to apply in person to successfully apply for online loans. It is impossible to do it for you without your knowledge. If it is really done without your knowledge, then you should call the police at the first time.

I hope I can help you.