It depends on your loan interest rate and repayment method. According to the loan interest rate of 5.94%, the principal and interest are repaid in equal amount, and the interest is 65,726.64 yuan. Repay the principal in full with interest of 59,895 yuan.

1. The monthly loan amount needs to be calculated according to the loan principal, loan interest rate, loan term and repayment method. The loan interest rate of different customers is different, so it can't be calculated directly according to the information you provided.

2. You can click the link below to open the loan calculator according to the loan interest rate in the local market, and try to calculate the interest and monthly repayment amount according to the loan amount, term, interest rate and repayment method.

The down payment ratio of a house is not fixed, and the down payment ratio is different in different regions and different loan methods. Strictly speaking, the down payment ratio of commercial loans for new houses is 30%, and the down payment ratio of provident fund loans is not less than 20%. Comparatively speaking, provident fund loans are more cost-effective. Because the differences in each region are different, the relationship between real estate and provident fund management center is different, so the number of loan layers is different. The general situation of down payment for loan to buy a house is as follows:

1) In the case of one-time housing, the minimum down payment can reach 20% for the purchase of a new house with an area not exceeding 90 square meters.

2) If you buy a house for the second time, the minimum down payment for buying a house is five floors.

3) In the case of three suites, some banks will not give loans. Under normal circumstances, men can bring them to 70 years old, and the longest loan period is 30 years. The requirement is to have a local account or local social security for more than one year, and also to provide proof of income, proof of running water, and no bad records in the bank.

You can learn more about these related contents and refer to them, and calculate the monthly payment according to the number of loans you have made. How much is the down payment on the house? It is calculated according to the regulations of different cities, and the differences in each region are different, generally above 20%. These related contents can be referenced when buying a house.