It is qualified as a taxpayer, with a good tax payment record, stable operating income and a certain credit record.

1. Taxpayer qualification: Applicants need to have the taxpayer qualification, that is, register with the tax authorities to pay taxes.

2. Good tax record: the applicant needs to have a good tax record, that is, there is no tax arrears or overdue payment in the past period of time.

3. Stable operating income: Applicants need to have stable operating income to ensure timely repayment.

4. Have a certain credit record: the applicant needs to have a certain credit record, including a good credit record and credit rating.